反洗钱政策

1. Policy Statement:

TOP UPEE LIMITED has zero tolerance for money laundering activities and is fully committed to the highest ethical standards in preventing the use of its products and services for money laundering purposes. We will take all reasonable steps to prevent our operations from being used to further money laundering activities.

2. Scope:

This policy applies to all employees, contractors, consultants and officers of TOP UPEE LIMITED. It outlines the responsibilities and protocols for anti-money laundering compliance in accordance with the UK Money Laundering Regulations 2017 and the Proceeds of Crime Act 2002.

3. What is Money Laundering?

Money laundering is the process of transforming profits from illegal activities into ostensibly "clean" funds with an apparently legitimate source. It involves disguising the source of money generated through criminal activity such as terrorism, drug dealing or fraud.

4. Risk-Based Approach:

We adopt a risk-based approach to prevent money laundering and terrorist financing. We conduct customer due diligence based on the perceived risks posed by particular types of customers, products, services, transactions and geographical locations. Enhanced due diligence is applied in high risk scenarios.

5. Customer Due Diligence:

We obtain satisfactory evidence of customers' identities, business activities, source of funds, and conduct ongoing monitoring of their transactions in line with anti-money laundering laws and regulations. We will not establish business relationships until the identity of a new customer is satisfactorily verified.

6. Reporting Suspicious Activity:

All employees are required to promptly report any suspected money laundering activities to the firm's Money Laundering Reporting Officer (MLRO). Failure to report is a criminal offence. The MLRO will then decide if the activity should be reported to the National Crime Agency.

7. Record Keeping:

We maintain all records pertaining to customer due diligence, transactional activity and suspicious activity reports in line with regulatory requirements. Such records must be kept for at least 5 years.

8. Training:

All relevant staff receive anti-money laundering training on induction and at regular intervals to ensure awareness of their obligations, and ability to identify and report suspicious activity.

9. Policy Oversight:

The MLRO is responsible for overseeing the implementation and enforcement of this policy. Regular compliance reviews and audits will be conducted.

10. Disciplinary Action:

Breach of this policy may result in disciplinary action up to and including dismissal. We may also report the matter to law enforcement agencies.

Company Name: TOP UPEE LIMITED
Company Number: 14797089
Registered Office: 71-75 Shelton Street, Covent Garden, London, United Kingdom, WC2H 9JQ
Email: [email protected]

1. 政策声明：

TOP UPEE LIMITED坚决反对任何洗钱活动,我们承诺本着最高道德标准,防止产品和服务被用于洗钱目的。我们将采取一切合理措施,避免公司业务被用于促进洗钱活动。

2. 适用范围：

本政策适用于TOP UPEE LIMITED的所有员工、承包商、顾问和管理人员。它概述了根据2017年英国反洗钱条例和2002年犯罪所得法的反洗钱合规责任和程序。

3. 什么是洗钱?

洗钱是将非法活动的利润转换为看似"清白"资金并伪造合法来源的过程。它涉及掩饰通过恐怖主义、毒品交易或欺诈等犯罪活动获得资金的来源。

4. 风险为本方法：

我们采取风险为本的方法来防止洗钱和恐怖分子资金筹集活动。根据特定客户类型、产品、服务、交易和地理位置带来的风险,我们开展客户尽职调查。对于高风险场景,将采取加强的尽职调查措施。

5. 客户尽职调查：

我们将根据反洗钱法律法规,获取客户身份、业务活动和资金来源的令人满意的证据,并持续监控其交易活动。在新客户身份令人满意地核实之前,我们不会与其建立业务关系。

6. 举报可疑活动：

所有员工有义务立即向公司的反洗钱报告主管(MLRO)举报任何可疑的洗钱活动。不报告属于犯罪行为。反洗钱报告主管将决定是否应将该活动上报至国家犯罪机构。

7. 记录保存：

我们将根据监管要求,保留与客户尽职调查、交易活动和可疑活动报告相关的所有记录。此类记录必须至少保留5年。

8. 培训：

所有相关员工在入职时和定期接受反洗钱培训,以确保了解义务,并具备识别和报告可疑活动的能力。

9. 政策监督：

反洗钱报告主管负责监督本政策的实施和执行。将定期进行合规审查和审计。

10. 纪律处分：

违反本政策可能导致纪律处分,最高可被解雇。我们也可能将此事上报执法机构。

公司名称：TOP UPEE LIMITED
公司编号：14797089
注册办公地址：71-75 Shelton Street, Covent Garden, London, United Kingdom, WC2H 9JQ
电邮:[email protected]